Spencer County, Kentucky

Spencer County has a population of 20,193 and has grown 8.1% since the 2020 census. The median home is worth $330,000, about 3.2 times the county's median household income of $102,618.

Home price
$330,000
Income
$102,618
Population
20,193
Unemployment
5.0%

Housing

Home values, rent, property taxes, insurance and how local prices relate to local incomes.

Median home price$330,000county
Median gross rent$987county
Median year homes here were built2000county
Share of homes built before 198017.4%county
Share of homes that are manufactured or mobile5.1%county
Share of homes that are vacant5.2%county
Share of occupied homes that are rented12.1%county
Share of homes held for seasonal or occasional use0.1%county
Typical monthly rent$1,369(statewide)
HUD fair market rent, 2-bed$1,272county
HUD fair market rent, 1-bed$1,047county
HUD fair market rent, 3-bed$1,625county
Home insurance / yr$4,042(statewide)

Money

Household earnings and buying power. Adjusted income restates local income using the statewide cost-of-living index.

Cost of living92.5(statewide)
Median household income$102,618county
Family health premium / yr$23,584(statewide)
Infant childcare / yr$8,756(statewide)
Regular gas price / gal$3.573(statewide)
Poverty rate9.8%county

Jobs

What people here do for work, who they work for, whether they work from home, and how much of the local economy sits in one industry.

Workers who work from home13.3%county
Unemployment rate5.0%county
Share of adults in the labor force63.7%county
Share of workers who are self-employed5.3%county
Share of workers employed by government12.9%county
Share of workers in the largest industry22.7%county
Economic output per resident$22,022county

Taxes

State tax rules that can affect take-home pay, investments and everyday purchases.

Property tax rate0.66%county
Top state income tax3.50%(statewide)
Capital gains tax3.50%(statewide)
Combined sales tax6.00%(statewide)

Transportation

Distance to air travel and how people get around locally. Distances are straight-line from the county's population-weighted centre, so driving is further.

Mean commute time32.7 mincounty
Miles to nearest airport with airline service22 micounty
Passengers boarding at the nearest airline airport2343305county
Miles to nearest general aviation field19 micounty
Airports with airline service located here0county
General aviation airfields located here0county
Passenger train stations and the railway network0county
Miles to the nearest passenger rail station85 micounty
Households without a vehicle3.0%county
Traffic deaths24.8county
Change in traffic deaths per 100,000-2.8(statewide)

Schools

Public schools and colleges counted where they actually sit, plus the education level of adults who live here. Students per teacher is a staffing measure, not a quality ranking.

Adults 25+ with a bachelor's degree or higher23.6%county
Adults 25+ with a high school diploma or higher93.0%county
Public schools in the county6county
Public school enrollment3341county
Students per full-time teacher17.3county
Free lunch eligible41.1%county
Elementary schools2county
Middle schools1county
High schools1county
Institutions granting bachelor's degrees or above0county
Two-year institutions0county
Miles to the nearest bachelor's-granting institution17 micounty

Health

Primary care physicians30county
Medicare-certified hospitals in this county0county
Hospitals here with an emergency department0county
Average CMS star rating of hospitals here3(statewide)
Fine particulate matter8.8 µgcounty
Without health insurance3.9%county
Frequent mental distress16.6%county
No leisure-time physical activity25.5%county
Diagnosed diabetes12.8%county

Place

Who lives here and what the place is like: population, age, migration, safety and civic profile.

Population20,193county
Land area in square miles187county
People per square mile of land108.0county
Supermarkets and grocery stores0county
Convenience stores0county
Share living far from a food store0.2%county
Share living in a low-income, low-access tract0.0%county
Population change since 2020+8.1%county
Natural change per 1,000 residents-0county
Net international migration per 1,000 residents0county
Median age42.9 yrscounty
Share of residents under 1822.5%county
Share of residents 65 and over15.5%county
Share of households that are one person16.1%county
Share of residents born outside the United States0.7%county
Second languages1.6%county
Share of residents on a religious body’s rolls34.8%county
Congregations per 100,000 residents108county
Net domestic migration per 1,000 residents14county
Households that moved in623county
Households that moved away578county
Average income of arriving households$72,247county
Average income of departing households$62,298county
Homes authorised per 1,000 existing homes11county
Housing units authorised in the latest year85county
Share of permitted homes in multifamily buildings0.0%county
Violent crime rate213(statewide)

Weather

Measured annual temperature, precipitation and snowfall. These are climate facts, not a ranking.

Avg. annual temperature56.5°Fcounty
Annual precipitation59.9 incounty
Annual snowfall7.2 incounty
Average daily solar energy4.13 kWh/m²county
Days reaching 90°F37 dayscounty
Days at or below freezing95 dayscounty

Gardening

Plant hardiness zoneZone 7acounty
Frost-free days179 dayscounty
Average last spring frostApr 24county
Average first fall frostOct 20county

Utilities

Average monthly electric bill$131county
Electric utilities serving this county5county
Electricity price per kWh12.3¢county
Household electricity use1,167 kWhcounty
Residential natural gas price$21.48(statewide)
Homes heated by electricity67.2%county
Homes heated by utility gas2.6%county
Homes heated by propane25.3%county
Homes heated by fuel oil0.5%county
Homes heated by wood1.6%county
Households with broadband92.3%county

Risk

Relative exposure to air pollution and natural hazards. Higher values indicate more measured risk, not a prediction.

Riverine flood risk22.6county
Coastal flood risk0.0county
Drought risk20.7county
Landslide risk39.9county
Hail risk10.5county
Earthquake risk39.2county
Tornado risk56.7county
Tropical cyclone risk7.8county
Extreme heat risk21.4county
Winter weather risk26.3county
Strong wind risk49.0county
Wildfire risk9.1county

Sports

Major pro teams based here0county
NFL teams based here0county
NBA teams based here0county
MLB teams based here0county
NHL teams based here0county
MLS soccer teams based here0county
Top-division college football teams0county
Second-tier college football teams0county
Affiliated minor league baseball teams0county
AHL teams based here0county
ECHL teams based here0county

Figures marked county are measured for Spencer County directly. The rest are published at state level only and show the Kentucky figure — see methodology for each source and its limits.

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