Lowest affordability by state

Home price to income ratio.

Median home price divided by median household income. Around 3x was the historical norm; above roughly 5x means typical local earnings no longer support typical local prices. A lower number means housing is cheaper relative to what people there actually earn.

Not ranked, because this measure is not published for them: Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming.

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Source: Derived from Zillow ZHVI and Census ACS. · How this is built