Rankings · Risk

The states with the least flood risk

Riverine flood risk.

FEMA National Risk Index score for flooding along rivers and streams, combining how often it happens with what it would cost. Separate from coastal flooding beside it, because inland and shoreline flooding threaten different places for different reasons. Flood is the most common and most expensive natural disaster in the United States, and standard homeowner policies do not cover it.

  1. 1Alaska18.8
  2. 2North Dakota49.2
  3. 3Wyoming54.1
  4. 4South Dakota54.5
  5. 5Montana61.0
  6. 6Iowa62.6
  7. 7Mississippi63.4
  8. 8Vermont64.8
  9. 9Nebraska65.3
  10. 10Maine67.1
  11. 11Virginia67.2
  12. 12Kansas69.4
  13. 13Idaho69.5
  14. 14Kentucky70.4
  15. 15Arkansas72.3
  16. 16Utah74.6
  17. 17Georgia74.9
  18. 18Indiana75.8
  19. 19Tennessee76.4
  20. 20Oklahoma76.7
  21. 21Wisconsin78.5
  22. 22West Virginia79.2
  23. 23Minnesota79.3
  24. 24Missouri79.4
  25. 25Louisiana80.1
  26. 26Maryland81.7
  27. 27South Carolina82.7
  28. 28Alabama83.3
  29. 29Michigan84.6
  30. 30North Carolina84.6
  31. 31Ohio84.9
  32. 32Colorado85.4
  33. 33New Hampshire85.5
  34. 34Rhode Island85.5
  35. 35Oregon87.9
  36. 36New Mexico88.2
  37. 37Texas89.2
  38. 38Illinois90.0
  39. 39Washington91.4
  40. 40Pennsylvania92.3
  41. 41Florida93.1
  42. 42Delaware93.7
  43. 43Nevada93.9
  44. 44New York94.6
  45. 45Massachusetts94.7
  46. 46New Jersey95.7
  47. 47Connecticut95.8
  48. 48District of Columbia97.4
  49. 49Hawaii98.2
  50. 50Arizona98.3
  51. 51California98.5
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<iframe src="https://movermath.com/embed/flood-risk" width="100%" height="420" style="border:0" loading="lazy" title="Riverine flood risk by state"></iframe>

Source: FEMA National Risk Index. · How this is built